Wednesday 16 November 2011

Wills Are About More Than Divisions Of Assets


When people make wills, they sometimes assume that the documents they are drawing up solely appertain to the division of assets they will leave behind in their event of their death.  Naturally, this is a primary reason for making wills, as failure to do so results in people dying intestate.  What this means in real terms is that they revoke the right to have a say about how their assets are divided after their death and leave the responsibility for doing so in the hands of the authorities.  As intestacy can be a complex thing, failure to make a will might not necessarily equate to the division of assets in the way that people might take for granted or would wish.

However, what you might not realize is that will writing is about people, besides property, money and belongings.  You might make a will sooner rather than later if you have youngsters who are not yet of suitable ages to live alone and fend for themselves.  You can specify who you would like to take guardianship of them when you make a will, should you die before they reach adulthood.  In many cases, people going through the will writing process appoint close family members.  Others choose their closest friends, who might live nearby and share similar values and lifestyles. 

Just as is the case with your assets, if you do not make a will, you do not have a voice.  That is what wills are for.  Should you die unexpectedly whilst your children are still young, it is left to the authorities to decide their futures on your behalf.  Forearmed with such knowledge, you might also choose to name substitute guardians when you make a will, in order to cover all eventualities in case of significant circumstantial changes in the meantime.

Whilst will writing, you might also find it prudent to set up trusts for your children who have not yet come of age.  Trusts assure your young children will receive the relevant proportions of your assets when they become adults.  You also have the option of adding provisos when you make a will.  These are like terms and conditions that appertain to how your children should access and use what they inherit from you.

At Make A Will Online, you can find plenty of jargon free information about will writing.  You might also decide that online will writing is the right method for you, as it allows you to make a will in your own time, on your own terms, from the comfort of your own home. 

Will Writing Looks After Loved Ones Left Behind


Your decision to make a will is something you might have been thinking about for some time, but just never got around to auctioning.  Regardless of your age or your assets, it is never too early to make a will, and it is far wiser to get it done before it is too late, for your own peace of mind and the sakes of your loved ones.  Realistically, no one knows when time is going to be called, and the absence of wills regularly causes untold distress and hurt to families left behind, during times of bereavement that are painful enough in their own rights.

It is, therefore, important that you let those closest to you know that your last will and testament has been taken care of with the will writing service you choose to use.  If you do not offer them a heads up, they may not be sure if you ever did make a will when you die.  If they are not forearmed with such knowledge, they may immediately have to invest time and money in to finding out if you undertook will writing or not before you died.

Upon ascertaining that you definitely did not make a will, they would need to pursue the authority to take control of your estate through the courts.  You can save them this time and trouble by ensuring that your will writing is completed during your lifetime.  This legal process is unnecessary for families dealing with the wills of the deceased, as they simply have to apply for what is known as probate in order to set the relevant wheels in motion.

When you neglect to make a will, your loved ones are unable to access your estate whilst the law takes its course.  As a result, they have to pay for your funeral out of their own pockets until such a time as they might recoup their costs from your estate at a later date.  They might also be liable for inheritance tax payments on your estate, something that can be greatly reduced or avoided when wills are made and left in good order.

At Make A Will Online, you can indeed make a will online, highly affordably, conveniently and flexibly.   You can also rest assured that its online will writing service produces wills that are equally as binding as those signed and sealed in a Solicitor’s office.  

Why It Makes Sense To Make A Will


If the idea of will writing leaves you completely in the cold, there is a whole raft of reasons to reconsider and give it more than a passing second thought.  Contemplation of your own mortality might not be the most pleasant thing in the world, but try to bear in mind that there is nothing maudlin or morbid about wills. 

Think of them as safety nets or insurance policies, not only for yourself, but for the loved ones who will be left behind to deal with the aftermath of your death.  Your decision to err on the side of common sense and make a will is your means of leaving clear and legally binding guidelines appertaining to the distribution of your assets after your death.

It is a somewhat sweeping but fairly accurate generalization that very few people actually want their assets to pass on to the state after their deaths.  This is what sometimes happens to the assets of those who do not take the precautionary measures that wills provide. 

You might think that there is no chance of this happening in your case, particularly if you have spouses, children, parents, siblings or other close relatives.  It probably would not, although you still need to consider that the ‘pecking order’ for the inheritance of your assets might not be what you automatically take for granted if you fail to make a will before you die.

By neglecting to forge ahead with will writing, you tread the risky path of leaving your nearest and dearest with a whole lot of worries, and potentially even animosity, after your death.  You might cost them financially, too, besides emotionally, if you do not make a will.  They Wills be obliged to pay for your funeral expenses whilst your assets are being sorted out if you have not left specific instructions and provisions.

Furthermore, will writing is not only about what will happen to your money.  It is also about what will happen to the people you love most.  When you make a will, you can appoint legal guardians for your children.  It is wise to do so, particularly if you have young dependents.  As in the case of your assets, the law does not necessarily work in the clear cut ways you might expect.  If you do not make a will, your family and your finances might be dealt with as the authorities see fit.  This may not be how you would see fit.

Make A Will Online offers online will writing services that are exceptionally affordable and take up very little of your time.  Wills made via the service leave nothing to chance, offering precious peace of mind to you and your loved ones alike.

Why Decide To Make A Will Online?

It is estimated that approximately 50% of over 45 year olds do not have wills.  Unless the situation is redressed, this alarming figure might result in thousands of people eventually dying intestate.  In layman’s terms, the absence of last wills and testaments means the absence of a posthumous say about how assets are to be shared.  Without clear and legally binding instructions contained in wills, responsibility for what and how much is inherited by who is automatically assumed by the authorities.

Fact of the matter is that many people are like proverbial ostriches burying their heads in the sand when it comes to will writing.  It is one of those things that they know they need to get around to doing sooner or later.  If this sounds familiar, you might empathies that will writing is not necessarily top the agenda of people with hectic lives.  Yet the plain and simple fact is that you are at risk of dying intestate if you do not make a will.  Hence, the ideal solution to your issues of being too busy or not having the money might be the opportunity to make a will online.

Online will writing is an increasingly popular thing to do.  If it sounds like a bit of an odd or dodgy thing to do, check out the credentials of online will writing services before you begin to make a will with them.  Wills made online, with credible and professional services, are of equal efficacy to those you would pay Solicitors substantially more for, with the same end results.  It is not unusual for High Street Solicitors to charge in excess of £200 for will writing services.  Online will writing services can be secured for £29.50.

Besides the money saving aspect of online will writing, the convenience and flexibility it allows you obliterates your excuses about not having the time.  You do, of course, need to read through how to make a will online, ingest all the information and gather together the details you need to include.  Following a little though and preparation, you should be able to make a will in about 20 minutes.  Should you get stuck with anything, or be interrupted whilst you are will writing, you can simply save what you have completed to that point and return to it at a later time.

Make A Will Online offers such online will writing services that are highly suited to most people whose estates do not exceed £1million.